Health Care & Medication

Medically Needy Program (Medicaid Spend-down) - Illinois

2 min read

How can this program help me?

This program lets you get Medicaid benefits even if your income is higher than Medicaid program guidelines. It works by letting you spend down your income so that you meet Medicaid income limits. The spend-down amount is the amount of income that is over the Medicaid limit. This amount is different for each person.

To get Medicaid benefits, you must submit current paid or unpaid medical bills equal to or greater than your monthly spend-down amount. Once your medical bills reach this amount, you will get Medicaid coverage for the rest of the calendar month. While using Medicaid to pay for your medical expenses, you should use a health care provider who takes part in the Medicaid program.


How do I apply?

To apply for this program, print and fill out the application form and mail it to your local office. If you are a City of Chicago resident, you can contact the office at 312-744-4016 with questions about the program.

Frequently Asked Questions

Can I get help from this program?
How do Medicare and Medicaid work together?

Get Help from a Benefits Enrollment Center

Start Enrollment or Ask Questions

A Benefits Enrollment Center (BEC) can offer you personal, one-on-one assistance as you navigate program eligibility and look to apply. With support from the National Council on Aging (NCOA), the BEC can help you apply for an enroll in all of the benefits you may be missing out on.

Green Path

Toll-Free: 1-800-794-6559

Website: support@benefitscheckup.org

Get Help from a Benefits Enrollment Center

Start Enrollment or Ask Questions

A Benefits Enrollment Center (BEC) can offer you personal, one-on-one assistance as you navigate program eligibility and look to apply. With support from the National Council on Aging (NCOA), the BEC can help you apply for an enroll in all of the benefits you may be missing out on.

Green Path

Toll-Free: 1-800-794-6559

Website: support@benefitscheckup.org

See What Key Benefits Programs You May Qualify For

BenefitsCheckUp can help you assess whether you can get help from programs before you apply. Answer questions anonymously to find out if you may be eligible for key benefits programs, including the Supplemental Nutrition Assistance Program (SNAP), Medicare Savings Programs, Medicaid, Medicare Part D Low Income Subsidy (LIS) - Extra Help, among others.