How can this program help me?

This program lets you get Medicaid benefits even if your income is higher than Medicaid program guidelines. It works by letting you spend down your income so that you meet Medicaid income limits. The spend-down amount is the amount of income that is over the Medicaid limit. This amount is different for each person.

After you apply for coverage, if you qualify you will get a notice from DSS telling you how much you need to spend on medical care and when your spend down period starts and ends. Spend down periods are 6 months. While using Medicaid to pay for your medical expenses, you should use a health care provider who takes part in the Medicaid program.

How do I apply?

To apply for this program, print and fill out the application form and mail it to your local office. You can also apply by completing the online application.