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Hardest Hit Fund
This program can you help you if you are having trouble paying your mortgage and you are at risk of foreclosure. The program was created by the state government. In some cases, you may be eligible for free legal advice. Other services may include:
- Mortgage Payment Assistance – get assistance with paying your monthly home mortgage.
- Reinstatement Assistance – get assistance to pay past due mortgage payments including any fees, and penalties that are due with the payment.
How do I apply?
To find out how to apply for this program, please call your local office.
Frequently Asked Questions

Get Help from a Benefits Enrollment Center
Start Enrollment or Ask Questions
A Benefits Enrollment Center (BEC) can offer you personal, one-on-one assistance as you navigate program eligibility and look to apply. With support from the National Council on Aging (NCOA), the BEC can help you apply for an enroll in all of the benefits you may be missing out on.
Get Help from a Benefits Enrollment Center
Start Enrollment or Ask Questions
A Benefits Enrollment Center (BEC) can offer you personal, one-on-one assistance as you navigate program eligibility and look to apply. With support from the National Council on Aging (NCOA), the BEC can help you apply for an enroll in all of the benefits you may be missing out on.

BenefitsCheckUp can help you assess whether you can get help from programs before you apply. Answer questions anonymously to find out if you may be eligible for key benefits programs, including the Supplemental Nutrition Assistance Program (SNAP), Medicare Savings Programs, Medicaid, Medicare Part D Low Income Subsidy (LIS) - Extra Help, among others.