Housing & Utilities

Hardest Hit Program

1 min read

This program can help you if you are having trouble paying your home mortgage and you are at risk of foreclosure. Services may include:

  • Loan modification assistance: This provides funds to assist you if you have a financial hardship and/or are underemployed and want to change the terms of your loan to make it more affordable. Program helps you fill the financial gap that limits your ability to qualify for a loan modification. Funds may be used to reduce an outstanding principal balance, pay delinquent escrow or past due payments.
  • Mortgage payment assistance: You may get a one-time payment of up to $12,500 to cover some of your past-due mortgage payments including the principal, interest, taxes, insurance and any homeowners association dues. The maximum help per household is $25,000.

Please note: Some services may be limited based upon the funding available.


How do I apply?

To apply for this program, please complete the online application.

Frequently Asked Questions

Am I eligible?

Get Help from a Benefits Enrollment Center

Start Enrollment or Ask Questions

A Benefits Enrollment Center (BEC) can offer you personal, one-on-one assistance as you navigate program eligibility and look to apply. With support from the National Council on Aging (NCOA), the BEC can help you apply for an enroll in all of the benefits you may be missing out on.

Green Path

Toll-Free: 1-800-794-6559

Website: support@benefitscheckup.org

Get Help from a Benefits Enrollment Center

Start Enrollment or Ask Questions

A Benefits Enrollment Center (BEC) can offer you personal, one-on-one assistance as you navigate program eligibility and look to apply. With support from the National Council on Aging (NCOA), the BEC can help you apply for an enroll in all of the benefits you may be missing out on.

Green Path

Toll-Free: 1-800-794-6559

Website: support@benefitscheckup.org