This USDA program can provide a grant or low-interest loan if you are a qualifying homeowner in a rural area. The money can be used to repair, improve, or get rid of hazards from your home. Grants are money that is given to you, and you usually do not need to repay. You can can only get one lifetime grant (up to $7,500). It can only be used to remove hazards to health and safety in your home. You can get loans through this program up to $20,000. These loans have a low interest rate and can be paid over 20 years.

How do I get help?

To find out how to get help from this program, call your local Rural Development office. These offices can let you know if you meet the program guidelines and other information needed to take part in the program.