State Children’s Health Insurance Program (SCHIP)
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The State Children’s Health Insurance Program (SCHIP) offers free or low cost healthcare coverage to children who have no insurance and who do not meet the program guidelines for Medicaid. Children can get this program no matter what their citizenship status may be. Those who receive SCHIP benefits may need to pay a small enrollment fee, based on income. Additionally, co-payments may be required for certain services such as: visits to the healthcare provider, getting prescription drugs, or receiving emergency care.

Medical services and prescription drugs are covered through a managed care system. The types of services covered may vary from state-to-state and can include:

  • regular health check-ups by a healthcare provider
  • inpatient and outpatient hospital services
  • prescription medication and immunizations
  • lab tests and x-rays
  • surgery and transplants
  • emergency care
  • physical, speech, and occupational therapies

You can get more information about this program and other programs in your state by going to the AARP GrandFacts State Fact Sheets at: www.aarp.org/relationships/friends-family/grandfacts-sheets/.


How do I apply?

For further information about the program and to find out how to apply, please contact the state SCHIP office. If the child who does not have insurance lives in a different state, call the nationwide toll-free number at: (877) KIDS NOW (877-543-7669) for information on how and where to apply.

Frequently Asked Questions

See What Key Benefits Programs You May Qualify For

BenefitsCheckUp can help you assess whether you can get help from programs before you apply. Answer questions anonymously to find out if you may be eligible for key benefits programs, including the Supplemental Nutrition Assistance Program (SNAP), Medicare Savings Programs, Medicaid, Medicare Part D Low Income Subsidy (LIS) - Extra Help, among others. 

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