Illinois General Homestead Exemption (GHE) Program

What is the Illinois General Homestead Exemption (GHE) Program?

The Illinois Home Exemption (GHE) Program helps lower property taxes for those who qualify. It works by reducing the taxable value of your home, which means you pay less in property taxes. The amount taken off your home’s value depends on the county you live in and can range from $6,000 to $10,000. Once you apply and are approved, the exemption will renew automatically every year.

Am I eligible for the Illinois General Homestead Exemption Program?

To get the Illinois General Homestead Exemption, you must meet two main rules:

1. You must own the home. Your name should be on the property as the owner.
2. You must live in the home as of January 1 of the year you’re applying. It has to be your main place to live, not a second home or rental property.

If you meet both of these rules, you may be able to get help lowering your property taxes.

How do I apply for the Illinois General Homestead Exemption Program?

To apply for the Illinois GHE, you must go through your local tax assessor’s office. You can find your county office here.

When you apply, you’ll need to bring:

1. Photo ID – such as a driver’s license that shows the home address of which you’re filing an exemption. If your ID doesn’t show the home address, you must bring proof of identity (driver’s license, passport, or birth certificate) and proof that you live in the home (such as a utility bill or voting record).
2. Deed to the home

What if I need help applying for the Illinois General Homestead Exemption Program?

If you need help applying for the Illinois GHE Program, help is available. You can:

1. Contact your local Illinois Department of Revenue office.
2. Contact your county tax assessor’s office. You can find your county office here.

Both offices have staff who can answer your questions and help you with the application process.