How can this program help me?

This program lets you get MassHealth (Medicaid) benefits even if your income is higher than MassHealth program guidelines. It works by letting you spend down your income so that you meet MassHealth income limits. The spend-down amount is the amount of income that is over the MassHealth limit. This amount is different for each person.

To get MassHealth benefits, you must submit current paid or unpaid medical bills equal to or greater than your monthly spend-down amount. Once your medical bills reach this amount, you will get MassHealth coverage for the rest of the calendar month. While using MassHealth to pay for your medical expenses, you should use a health care provider who takes part in the MassHealth program.

How do I apply?

To apply for this program, print and fill out the application form and mail it to your local office.