Medicare Savings Programs
2 min read

Medicare Savings Programs pay for your Part B premium.


You may get additional benefits based on your income.

How can this program help me?

This program helps you pay Medicare costs such as premiums, deductibles and copays. A premium is money you pay to keep your Medicare plan. A deductible is money you pay before Medicare pays for your care. A copay is a standard fee you pay to visit your regular doctor or a specialist. There are different types of savings programs including:

  • Qualified Medicare Beneficiary 
  • Specified Low-Income Medicare Beneficiary 
  • Qualifying Individual 

Your income will determine which savings program you can use to help pay certain costs of Medicare Part B. Medicare Part B covers services such as doctor's visits and tests. You may also get help paying for care under Medicare Part A, which covers stays in places like hospitals and skilled nursing facilities.

Once you're in a savings program, you will be signed up for the Extra Help program. This program helps you pay for your medicine if you have limited income.

Frequently Asked Questions

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See What Key Benefits Programs You May Qualify For

BenefitsCheckUp helps assess whether you can get help from programs before you apply. Answer questions anonymously to find out if you may be eligible for key benefits assistance, including the Supplemental Nutrition Assistance Program (SNAP), Medicare Savings Programs, Medicaid, Medicare Part D Low Income Subsidy (LIS) - Extra Help, among others. 

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