If you are one of the many older adults who want to keep living on your own but struggle to pay today's high housing costs, you may want to think about applying for the Section 202 housing program.

The Section 202 program offers low-cost housing with the added benefit of support services that focus on your safety, health, and social well-being. This promotes independent living and improves the quality of life for older adults with limited income.

By charging a fixed price of 30% of your adjusted income, Section 202 makes your rent an affordable part of  your household income. The first step to getting help with Section 202 housing is to apply.

How do I apply for Section 202 housing?

To apply for Section 202 housing, you must contact the owner or manager of the Section 202 property directly. The government does not manage the rental of affordable Section 202 housing for older adults. 

Getting approved for a unit in a Section 202 property is a process with several steps, and it can take a long time. Application steps can vary at each property, but in general, every member of your household will be asked to provide documentation of their identity, income, and other personal information. You may also have to go to an in-person interview.

Since many people are in need of low-cost housing, many Section 202 properties have a waiting list. So if you find one you are interested in, it is important to contact the property manager as soon as possible to find out the next steps.

How can I find Section 202 properties near me?

You can find Section 202 properties in your area several ways:

  • You can reach out to your local housing authority. Visit this HUD resource and select your state to see a list of public housing agencies.
  • You can contact your local Area Agency on Aging. Find the one nearest you by visiting the Eldercare Locator.
  • You can search online. Try typing phrases like “senior apartments near me” or "HUD apartments for seniors based on income" into the Google search bar to see what comes up.

Where can I learn more about Section 202 housing?

Get more information about Section 202 housing—including more details on how to apply—here on our free, private, online tool. BenefitsCheckUp, the site you're currently on, connects millions of older adults and people who have disabilities with benefits programs that can help them worry less and age better.

Click below to get started!